I received this book as a free gift for signing up to the 3 Day Property Investing Training course with Fielding Financial. The whole book aims at educating people about how to not only get their finances in order but how to become financially free.
OK first of all lets start with the negatives:
Maybe because I have read quite a few financial self help books, it didn’t seem like there was all that much new in here.
The editing is pretty bad. Or rather at first I thought it was but at the end Gill Fielding explains that it was intentional. She has broken it down so that the visual side of her book is on the left pages, and the text on right. As novel (excuse the pun) as this idea is, I found it breaks the flow of the book.
It could have also been proofread a bit more thoroughly because some of the quotes appear several times. Once the same quote was on the very next page. Then another time still it was on the same page! For me this all distracts from the content of the book.
Now the positive. If you are interested in creating financial freedom then this is a great book to start with. Chapter five explains how to put down solid financial foundations and uses the analogy of a motorway with three lanes which consist of Business, Investing and Property.
It explains the 5 steps to wealth creation (pg 85):
- control the flow. Limit outgoings and increase income. Uses a bath analogy.
- Budgeting.
- Managing debt.
- Understanding the future value of money.
- Taking responsibility.
It goes on to explain The seven ages of money man (pg 189) which is essentially the amount of responsibility people take for their finances:
- Unresponsible. E.g a prisoner
- Irresponsible. E.g living on benefits
- Semi responsible. E.g person in debt living hand to mouth. No savings.
- Pseudo responsible. E.g employee. Most people fit this category.
- Responsible. E.g more than one source of income.
- Macro responsible. E.g financially independent. Doesn’t need a job
- Immu responsible. E.g own micro economy. As solid as it gets.
The greater the independence and the greater the responsibility taken by the individual the greater the wealth will be.
Gill Fielding obviously loves quotes the way I do and I have taken some of my favourite from the book. The first one’s are Gill’s. The second ones are credited to the appropriate person:
True wealth comes when we are able to separate what we do with our time from what we do with our money. Pg 27
What the liberation of time and money creates is the opportunity to achieve success in any field – or at least aim at it. Pg 29
Use whatever money you have positively for your future rather than constantly paying for your past. Pg 117
Where you are currently is the result of the actions and decisions you have made so far in your life, and if that hasn’t created success for you, then please don’t keep doing the same things. Pg 149
The big secret to any success is, the more responsibility we take for our actions and our progress, the more that progress becomes. Pg 189
Nothing that is desirable ever comes easy, if we put the hard work in at the early stages then we can reap the rewards forever. – Pg 207
Savings returns are a result of abdication of responsibility to a third party: a bank or building society or possibly a government. Successful returns are instead a result of responsibility, together with the acquisition of appropriate knowledge and positive action. – Pg 241
Once the belief and emotional strength is lost, so is the game. – Pg 245
What most people do is to under-celebrate the success and over-emotionalise the failure…we need to emotionalise the success, and anchor that feeling in, and downplay the failures. – Pg 245
It’s far cheaper to keep an existing customer than it is ever to get a new one. Pg 313
Nobody is indispensable and the quicker we learn how irrelevant we are then the quicker our business grows. Pg 319
What most people would recognise or identify as intuition is a result of accumulated and ingrained, repeated and purposeful practice at something so that it feels’ intuitive and you don’t have to think about it. The acceptance and practice of the skill has become so ingrained and internalised that it emerges as a belief and as an instant, gut feel rather than a processed logical thought. Rather like muscle memory, intuition is the whole body, brain and soul memory and the accumulation of evidence below the surface. Pg 369
Each peck (of a woodpecker) does not amount to much, but eventually the whole bloody tree comes down. – Page 408
If you seriously want to do something purposeful with your life you need to be able to get the money thing sorted – because only then can you focus your time on what’s important for you. Pg 431
There are indeed a great many more things in life than money, and it is money that gives us access to most of them. – Terry Eagleton
Lack of money is the root of all evil – George Bernard Shaw
Money frees you from doing the things you dislike. Since I dislike everything, money is handy. – Groucho Marx
Success is going from failure to failure without loss of enthusiasm. – Sir Winston Churchill
A success is one who decided to work at it. A failure is one who decided and wished. – Author Unkown
Hard work pays off in the future. Laziness pays off right now. – Steven Wright
Any intelligent fool can make things bigger and complex. It takes a touch of genius and a lot of courage to move in the opposite direction. – Albert Einstein.
Success is to be measured not so much by the position in their life, as by the obstacles which one has overcome while trying to succeed. – Booker T. Washington.
I have spent my days stringing and unstringing my instrument, while the song I came to sing remains unsung. – Rabindranath Tagore
Some people make it happen, some people watch it happen, and some people sit around and wonder what happened – Author Unkown
There is only one corner of the universe you can be certain of improving, and that’s your own self. – Aldous Huxley
You can’t build a reputation on what you’re going to do. – Henry Ford
If we wait for the moment when everything, absolutely everything is ready, we shall never begin. – Ivan Turgenev
Money is the seed of money, and the first guinea is sometimes more difficult to acquire than the second million. – Jean-Jacques Rosseau
Keep away from people who try to belittle your ambitions – Mark Twain
It ain’t what you don’t know that gets you into trouble. It’s what you know for sure that just ain’t so. – Mark Twain
Nothing in the world can take the place of persistence. Talent will not; nothing is more common than unsuccessful men with talent. Genius will not; unrewarded genius is almost a proverb. Education will not; the world is full of educated failures. Persistence and determination alone are omnipotent. – Calvin Coolidge
Singleness of purpose is one of the chief essentials for success in life, no matter what may be ones aims. – John D. Rockefeller Jr.
I have never been in a situation where money made it worse – Clinton Jones
It’s not that I’m smart, it’s just that I stay with problems longer. – Albert Einstein.
All successful people have a goal. No one can get anywhere unless he knows where he wants to go and what he wants to do. – Norman Vincent Peale.
Only those who risk going too far can possibly find out how far they can go. – T.S. Eliot
Every revolutionary idea evokes three stages of reaction: 1) It’s completely impossible; 2) It’s possible but it’s not worth doing 3) I said it was a good idea all along. – Arthur C. Clarke
A year from now you may wish you had started today. – Karen Lamb.
Even if you’re on the right road, you’ll still get run over if you just sit there – Gill Fielding
Remember: everyone who got where he is, had to begin from where he was. – Jim Carlson
The secret of getting ahead is getting started. The secret of getting started is breaking your complex overwhelming tasks into small manageable tasks, and then starting on the first one. – Mark Twain
If it’s to be, it’s up to me – Gill Fielding
The person who says it cannot be done should not interrupt the person doing it. – Chinese Proverb.
Why not go out on a limb? That’s where the fruit is. – Will Rogers
Risk more than others think is safe. Care more than others think is wise. Dream more than others think is practical. Expect more than others think is possible. – Winston Churchill.
Our goals can only be reached through the vehicle of a plan, in which we must fervently believe, and upon which we must vigorously act. There is no other route to success. – Stephen A. Brennan.
Value investors are not concerned about getting rich tomorrow. People who want to get rich quickly will not get rich at all. There is nothing wrong with getting rich slowly. – Warren Buffett.
The first step to getting the things you want out of life is this: decide what you want. – Ben Stein
Keep away from people who belittle your ambitions. Small people always do that, but the really great make you feel that you, too, can become great. – Mark Twain.
A man with a half empty glass had unquenchable thirst. A man with a half full glass thirsts for nothing. – Author Unknown
Debt is one person’s liability, but another person’s asset. – Paul Krugman
Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like. – Will Smith
The person who doesn’t know where his next dollar is coming from usually doesn’t know where his last dollar went – Author unknown
Never borrow to spend, only borrow to invest – Robert Allen.
The most powerful force in the universe is compound interest. – Albert Einstein
Someone’s sitting in the shade today because someone planted a tree a long time ago. – Warren Buffett
Time is your friend; impulse is your enemy. – John. C. Bogle
Don’t wait for a light to alter at the end of the tunnel, stride down there, and light the bloody thing yourself. – Sara Henderson
You’ll always miss 100% of the shots you don’t take. – Wayne Gretzky
It’s not what a man thinks he is, but what he thinks, he is. – Emerson
If you owe the bank $100, that’s your problem. If you owe the bank $100 million, that’s the bank’s problem. – J. Paul Getty
I cannot give you the formula for success, but I can give you the formula for failure – which is: try to please everybody. – Herbert Bayard Swope
You cannot discover new oceans unless you have the courage to lose sight of the shore. – Andre Gide
Character consists of what you do on the third and fourth tries. – James A. Michener
The way to get started is to quit talking and begin doing – Walt Disney
You are what you do, not what you say you’ll do. – Carl Jung
The thing always happens that you really believe in; and the belief in the thing make it happen. – Frank Lloyd Wright.
Happiness always looks small while you hold it in your hands, but let it go, and you learn at once how big and precious it is. – Maxim Gorky
Only the guy who isn’t rowing has time to rock the boat – Jean-Paul Sarte
Most people are about as happy as they make their minds up to be. – Abraham Lincoln
Whether you believe you can do a thing or you can’t, you’re right – Henry Ford.
The obstacles in front of you are never greater than the power behind you. – Author unknown
An error doesn’t become a mistake until you refuse to correct it. – Orlando Aloysius Battista.
One person with belief is equal to a force of 99 who have only have interests. – John Stuart Mill.
In theory, theory and practice are much the same. In practice they are not. – Albert Einstein.
The person who doesn’t make mistakes is unlikely to make anything – Paul Arden.
Growth means change and change involves risk, stepping from the known into the unknown. – author unknown.
That which we persist in doing becomes easier, not that task has changed, but our ability to perform it has increased – Ralph Waldo Emerson.
No snowflake in an avalanche ever feels responsible – Voltaire
It is not only for what we do that we are held responsible, but also for what we do not do. – Moliere.
You can’t change someone who doesn’t see an issue in their actions – author unknown.
When you complain you make yourself a victim. Leave the situation, change the situation, or accept it. All else is madness. – Eckhart Tolle.
Everything can be taken from a man but one thing: the last of human freedoms – to choose one’s own attitude in any set of circumstances – Viktor Frankl
Problems call forth our courage and wisdom; indeed, they create our courage and our wisdom. It is only because of problems that we grow mentally and spiritually; it is through the pain of confronting and resolving problems that we learn. – M. Scott Peck
Most employees are motivated, energetic, committed, enthusiastic and loyal – except for the eight hours a day they work for you. – Tom Peters.
When the only tool you have is a hammer, every problem begins to look like a nail – Abraham Waslow
A positive thinker does not refuse to recognise the negative, he refuses to dwell on it. Positive thinking is a form of thought which habitually looks for the best result from the worst conditions – Norman Vincent Peale.
We make a living by what we get, but we make a life by what we give. – Winston Churchill.
Every failure teaches a man something if only he will learn – Charles Dickens
I’m spending a year dead for tax reasons – Douglas Adams.
Shoot for the moon. Even if you miss you will land amongst the stars. – Les Brown.
Only when the tide goes out do you discover who’s been swimming naked – Warren Buffett.
Better to fight for something than live for nothing. – general George S. Patton.
The only man who never makes a mistake is the man who never does anything. – Theodore Roosevelt.
Everything will be alright in the end, and if it isn’t alright, it’s not yet the end! – Anonymous.
We aim above the mark to hit the mark. – Ralph Waldo Emerson.
Even if you win the rat race, you’re still a rat. – Lily Tomlin.
A goal properly set is halfway reached. – Zig Ziglar.
The trouble with not having a goal is that you can spend your life running up and down the field and never score. – Bill Copeland
Don’t let the noise of other opinions drown out your inner voice. And most important, have the courage to follow your heart and intuition – Steve Jobs.
It seems to be a law of nature, inflexible and inexorable, that those who will not risk cannot win. – John Paul Jones.
Wall street makes its money on activity, you make your money on inactivity – Warren Buffett.
Learn everyday, but especially from the experiences of others. It’s cheaper! – John Bogle
Even the intelligent investor is likely to need considerable willpower to keep from following the crowd – Benjamin Graham
Stop trying to predict the direction of the stock market, the economy or the elections – Warren Buffett.
We don’t have to be smarter than the rest, we have to be more disciplined than the rest. – Warren Buffett.
Value stocks are about as exciting as watching grass grow, but have you ever noticed just how much your grass grows in a week? – Christopher Browne
The stock market is the story of cycles and of the human behaviour that is responsible for overreactions in both directions – Seth Klarman.
Like mothers, taxes are often misunderstood but seldom forgotten – Lord Bramwell
Don’t look for the needle in the haystack, just buy the haystack! – John. C. Bogle.
A great company is not a great investment if you pay too much for the stock. – Benjamin Graham
A public opinion poll is no substitute for thought – Warren Buffett.
A committee of three often gets more done if two don’t show up – Herbert V. Pnochmow
A fool and his money are soon parted. What I want to know is how they got together in the first place. – Cyril Fletcher.
Money is better than poverty, if only for financial reasons. – Woody Allen.
Love conquers everything, except poverty and toothache – Mae West
When a fellow says it ain’t the money, it’s the principle, it’s the money. – Kin Hubbard
Do not fear to step into the unknown for where there is risk, there is also reward. – Lori Foster
A man is what he thinks about all day long. – Ralph Waldo Emerson.
It’s never too late to be what you might have been. – George Eliot.
Following the path of least resistance is what makes rivers and men crooked. – Henry David Thoreau.
Failure isn’t bad. You don’t drown by falling into water, you drown by staying there. – Edwin Louis Cole.
In the long run, we get no more than we have been willing to risk – Sheldon Kopp
Big things have small beginnings – Prometheus
Don’t judge each day by the harvest you reap, but by the seeds you plant. – Robert Louis Stevenson
You need to be content with small steps. That’s all life is. Small steps that you take every day so when you look back down the road it all adds and you know you covered some distance. – Katie Kacvinsky
Be not afraid of growing slowly, be afraid of only standing still. – Chinese proverb
Success is the sum of small efforts, repeated day in and day out. – Robert Collier
When goals go, meaning goes, when meaning goes, purpose goes. When purpose goes, life goes dead on our hands. – Carl Jung
If you don’t know where you’re currently standing, you’re dead – Samuel Beckett
Ninety percent of all millionaires become so through owning real estate. – Andrew Carnegie
The best investment on earth is earth – Louis Glickman
Too often we underestimate the power of a touch, a smile, a kind word, a listening ear, an honest compliment, or the smallest act of caring, all of which have the potential to turn a life around. – Leo Buscaglia.
Buy land, they aren’t making any more of it – Mark Twain
It’s nice to have a lot of money, but you don’t want to keep it around forever. I prefer buying things. Otherwise, it’s a little like saving sex for your old age. -Warren Buffet
One needs to be slow to form convictions, but once formed, they must be defended against the heaviest odds. – Mohandas Gandhi
Opportunities come infrequently. When it rains gold, put out the bucket, not the thimble. – Warren Buffett.
If you invest nothing, the reward is worth little. – Richelle E.Goodrich
Three simple rules – pay less, diversify more and be contrarian – will serve almost anyone well. – John Kay.
Failure is the most effective technique to optimise strategic planning, implementation and processes. – Thomas A. Edison
A wise person should have money in their head, but not in their heart. – Jonathan swift.
Wealth consists not in having great possessions but in having few wants. – Epictetus.
If you want the rainbow, you’ve got to put up with the rain. – Jimmy Durante
The successful man will profit from his mistakes and try again in a different way. – Dale Carnegle.
A man must be big enough to admit his mistakes, smart enough to profit from them, and strong enough to correct them. – John C. Maxwell.
There is little room left for wisdom when one is full of judgement. – Malcolm Hein.
What we love we shall grow to resemble. – Bernard of Clairvaux.
Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each. – Christopher Rice.
What we really want to do is what we are meant to do. When we do what we are meant to do, money comes to us, doors open for us, we feel useful, and the work we do feels like play to us. – Julia Cameron.
It is not because things are difficult that we do not dare; it is because we do not dare that they are difficult. – Seneca the Elder
I would not pre-pay. I would invest instead and let the investments cover it. – Dave Ramse.
I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for ten years. – Warren Buffet
The men who try to do something and fail are infinitely better than those who try to do nothing and succeed. – Lloyd Jones.
Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver – Ayn Rand
Formal education will make you a living; self education will make you a fortune. – Jim Rohn
Seek first to understand, and then to be understood – Dr Stephen Covey
People with small minds talk about other people. People with average minds talk about events. People with great minds talk about ideas. – Anonymous
Our greatest battles are that with our own minds – Jameson Frank
Learn to take loses. The most important thing in making money is not letting your losses get out of hand. – Marty Schwatz
If I have positions going against me, I get right out; if they are going for me, I keep them, Risk control is the most important thing in trading. If you have a losing position that is making you uncomfortable, the solution is very simple: Get out, because you can always get back in. – Paul Tudor Jones.
Do it now. You become successful the moment you start moving forward with a worthwhile goal. – Samuel Johnson
Strategy is a pattern in a stream of decisions – Henry Mintzberg
What’s the use of measuring speed if you don’t go in the right direction? – Jeroen De Flander
Persistence is what makes the impossible possible, the possible likely, and the likely definite – Robert Half
Never test the depth of the river with both your feet. – Warren Buffett
It’s not how much money you make, but how much you keep, how hard it works for you, and how many generations you can keep it for. – Robert Kiyosaki
Investing should be more like watching grass grow. If you want excitement, take $800 and go to Las Vegas. – Paul Samuelson
I think you have to learn that there’s a company behind every stock and there’s only one real reason why stocks go up. Companies go from doing poorly to doing well or small companies grow to large companies – Peter Lynch.
To be a successful business owner and investor, you have to be emotionally neutral to winning and losing. Winning and losing are just part of the game. – Rich Dad.
When everything is going against you, remember that the airplane takes off against the wind, not with it. – Henry Ford
Look at market fluctuations as your friend rather than your enemy. Profit from folly rather than participate in it. – Warren Buffett
Do not save what is left after spending. Spend what is left after saving – Warren Buffett
If you buy things you don’t need, soon you will have to sell things you need. – Warren Buffett
Only those who are asleep make no mistakes. – Ingvar Kampard
You must not only learn to live with tension, you must seek it out. You must learn to thrive on stress – J. Paul Getty
I don’t think there is any other quality so essential to success of any kind as the quality of perseverance. It overcomes almost everything, even nature. – John D. Rockerfeller
Never depend on a single income. Make investment to create a second source – Warren Buffett
Go for a business any idiot can run because sooner or later, any idiot probably is going to run it. – Peter Lynch
Do not buy the press and hype from Wall street that stocks always go up. There are long periods when stocks do nothing and other investments are best. – Jim Rogers
Honesty is a very expensive gift. Do not expect it from cheap people – Warren Buffett.
Your greatest and most powerful business survival strategy is going to be at the speed at which you can handle the speed of change. That speed is trend. – Ajero Tony Martins
Go to the mouse you foolish investor and learn. A mouse never entrusts its life to only one hole. – Ajero Tony Martins
Opportunities don’t happen. You create them. – Chris Grosser
I find the harder I work, the more luck I seem to have. – Thomas Jefferson
Don’t be afraid to give up the good to go for the great. – John D. Rockefeller
Successful people do what unsuccessful people are not willing to do. Don’t wish it were easier; wish you were better. – Jim Rohn
There are two types of people who will tell you that you cannot make a difference in this world: those who are afraid to try and those who are afraid you’ll succeed – Ray Goforth.
Sow wheat, get wheat. Sow rye, get rye. Sow weeds, get weeds. – Lesley’s Granpa
Try not to become a man of success. Rather become a man of value. – Albert Einstein
Stop chasing the money and start chasing the passion. – Tony Hsieh
There can be no friendship without confidence, and no confidence without integrity. – Samuel Johnson
Never give in except to convictions of honour and good sense. – Winston Churchill
Plan for the future because that is where you are going to spend the rest of your life. – Mark Twain
The measure of success is not whether you have a tough problem to deal with, but whether it’s the same problem you had last year. – John Foster Dulles.
I dream my painting and then I paint my dream – Vincent Van Gogh.
The process of creation starts with a thought – an idea, conception, visualisation. Everything you see was once someone’s idea. Nothing exists in your world that did not first exist as pure thought. – Neale Donald Walsch.
My father did not tell me how to live. He lived, and let me watch him do it. – Clarence Budinton Kelland
And now here is my secret, a very simple secret; it is only with the heart that one can see rightly; what is essential is invisible to the eye. – Antoine de Saint-Exupery
You don’t learn to walk by following the rules. You learn by doing and by falling over. – Sir Richard Branson
The leader is the person who brings a little magic to the moment. – Denise Morrison
Train yourself to let go of the things you fear to lose. – George Lucas
Repetition makes reputation, and reputation makes customers. – Florence Nightingale Graham
The entrepreneur always searches for change, responds to it, and exploit it as an opportunity. – Peter Drucker
Money is like gasoline during a road trip. You don’t want to run out of gas on your trip, but you’re not doing a tour of gas stations. – Tim O’Reilly
It’s not about ideas. It’s about making ideas happen. – Scott Belsky
Don’t worry about failure; you only have to be right once. – Drew Houston
Not everything that can be counted counts, and not everything that counts can be counted. – Albert Einstein
After all is said and done, more needs to have been done than said. – Neil Nason
People use statistics the way a drunkard uses a lamp post, more for support than illumination. – Mark Twain.
Chase the vision, not the money; the money will end up following you. – Tony Hsieh
The only thing worse than starting something and failing, is not starting something. – Seth Godin
It’s hard to fail, but worse to never have tried. – Author unknown.
If you are not willing to risk the unusual, you will have to settle for the ordinary. – Jim Rohn
He who is not courageous enough to take risks will accomplish nothing in life. – Muhammad Ali
If you’re offered a seat on a rocket ship, don’t ask what seat! Just get on. – Sheryl Sandberg
Pearls don’t lie on the seashore. If you want one, you must dive for it. – Chinese Proverb
We know too much and feel too little. At least, we feel too little of those creative emotions from which a good life springs. – Bertrand Russell
The great man is he who does not lose his child’s heart. – Mencius
The greatest science in the world; in heaven and on earth; is love. – Mother Teresa.
Of all the music that reached farthest into heaven, it is the beating of a loving heart. – Henry Ward Beecher.
The calm and balanced mind is the strong and great mind; the hurried and agitated mind is the weak one. – Wallace D. Wattles
Happiness is not a matter of intensity but of balance and order and rhythm and harmony. – Thomas Merton.
The key to keeping your balance is knowing when you’ve lost it. – Anonymous
Life is like riding a bicycle. To keep your balance, you must keep moving. – Albert Enistein
Life is about balance, and we all have to make the effort in areas that we can enable us to make a difference. – Orlando Bloom
Only the guy who isn’t rowing has time to rock the boat. – Jean-Paul Sartre
Time is an illusion. – Albert Einstein
Our greatest weakness lies in giving up. The most certain way to succeed is always to try just one more time. – Thomas A. Edison
Yesterday is gone. Tomorrow has not yet come. We have only today. Let us begin. – Mother Teresa
Time is nature’s way of keeping everything from happening at once. – John Archibald Wheeler.
Education is the passport to the future, for tomorrow belongs to those who prepare for it today. – Malcom X
Happiness is not something you postpone for the future; it is something you design for the present. – Jim Rohn
Some of the best lessons we ever learn are learned from past mistakes. The error of the past is the wisdom and success of the future. – Dale Turner.
The past cannot be changed. The future is yet in your power. – Unknown
Perhaps the most valuable result of all education is the ability to make yourself do the thing you have to do, when it ought to be done, whether you like it or not. – Walter Bagehot.
Love not what you are but what you may become. – Miguel de Cervantes.
Life can only be understood backwards; but you must live it forwards. – Soren Kierkegaard
It’s amazing how a little of tomorrow can make up for a whole lot of yesterday. – John Guare
The future belongs to those who believe in the beauty of their dreams. – Eleanor Roosevelt
The future depends on what you do today. – Mahatma Gandhi.
Knowing too much of your future is never a good thing. – Rick Riordan
Why didn’t I learn to treat everything like it was the last time? My greatest regret was how much I believed in the future. – Jonathan Safran Foer
If you want to be happy, do not dwell in the past, do not worry about the future, focus on living fully in the present. – Roy T. Bennett
Once you realize you deserve a bright future, letting go of your dark past is the best choice you will ever make. – Roy T. Bennett.
The past is always tense, the future perfect. – Zadie Smith
When did the future switch from being a promise to being a threat? – Chuck Palahniuk
Things turn out best for the people who make the best of the way things turn out. – John Wooden
You always do what you want to do. This is true with every act. You may say that you had to do something, or that you were forced to, but actually, whatever you do, you do by choice. Only you have the power to choose for yourself. – W. Clement Stone.
Details create the big picture. – Sanford I. Weill
Seeing the bigger picture opens your eyes to what is the truth. – Wadada Leo Smith.
Remember, the Devil loves to make us focus on the little that’s wrong so we miss the big picture of all that’s right. – Lysa Terkeurst
It’s important to have a plan, a big picture. You can deviate from it or change it completely, but it gives you something to work for. – Shannon Miller
The big picture doesn’t just come from distance, it also comes from time. – Simon Sinek
Even if you’re on the right road, you’ll still get run over if you just sit there. – Gill Fielding
A smooth sea never made a skilled mariner. – Old English Proverb
Your own mind is a sacred enclosure into which nothing harmful can enter except by your permission. – Ralph Waldo Emerson
Saving is a very fine thing. Especially when your parents have done it for you. – Winston Churchill
Most people search high and wide for the keys to success. If they only knew, the key to their dreams lies within. – George Washington Carver.
The greatest discovery of my generation is that man can alter his life simply by altering the attitude of his mind. – William James
Commitment is doing the thing you said you were going to do long after the mood you said it in has left you. – Darren Hardy.
Take responsibility of your own happiness, never put it in other people’s hands. – Roy. T. Bennett.
You become responsible, forever, for what you have tamed. – Antoine de Saint-Exupery
To say you have no choice is to relieve yourself of responsibility. – Patrick Ness
The price of greatness is responsibility. – Winston Churchill
Concerning all acts of initiative and creation, there is one elementary truth – that the moment one definitely commits oneself, then Providence moves too. – W. H. Murray
Most people do not really want freedom, because freedom involves responsibility, and most people are frightened of responsibility. – Sigmund Freud
The right thing to do and the hard thing to do are usually the same – Steve Maraboli
In dreams begin responsibilities. – W. B. Yeats
Eventually we all have to accept full and total responsibility for our actions, everything we have done, and have not done. – Hubert Selby Jr
And a step backward, after making a wrong turn, is a step in the right direction. – Kurt Vonnegut Jr
Never let your ego get in the way of asking for help when in desperate need. We have all been helped at a point in our lives. – Edmond Mbiaka
Dare to ask questions. There are answers to any question. – Lailah Gifty Akita
Everyone needs help. That’s the human condition. – Max Allan Collins
It’s not the load that breaks you down; it’s the way you carry it. – Lena Horne
You are never strong enough that you don’t need help. – Cesar Chavez
We cannot change the cards we are dealt, just how we play the hand. – Randy Pausch
Don’t spend time beating on a wall, hoping to transform it into a door. – Coco Chanel
Success is getting what you want, happiness is wanting what you get. – W. P Kinsella
If at first you don’t succeed, try, try again. Then quit. No use being a damn fool about it. – W. C. Fields
WON More Time. – Mercedes Formula One Team.
We have to steer our true life’s course. Whatever your calling is in life! The whole purpose of being here is to figure out what that is as soon as possible, so you go about the business of being on track, of not being owned by what your mother said, what society said, whatever people think a woman is supposed to be, when you can exceed other people’s expectations and be defined by your own! – Oprah Winfrey
Expect to pass through life but once. If, therefore, there be any kindness I can show, or any good thing I can do to any fellow being, let me do it now, for I shall not pass this way again. – William Penn
I don’t want to get to the end of my life and find that I lived just the length of it. I want to have lived the width of it as well. – Diane Ackerman
Life is no brief candle to me. It is a sort of splendid torch which I have got hold of for a minute. And I want to make it burn as brightly as possible before handing it on to future generations. – George Bernard Shaw.
The greatest use of life is to spend it for something that will outlast it. – William James
If there is anyone to whom I owe money, I am prepared to forget it if they are. – Errol Flynn
You will never find time for anything. If you want the time, you must make it. – Charles Buxton
We don’t see things as they are. We see them as we are. – Anais Nin
The happiest people seem to be those who are producing something; the bored people are those who are consuming much and producing little. – William Inge
Love people and use money to your advantage – not the other way around. – Gill Fielding
There is nothing so inspiring as pain. There is no greater friend of creativity than upset. – Simon Pegg
Those things that hurt, instruct. – Benjamin Franklin
Prosperity is only an instrument to be used, not a deity to be worshipped. – Calvin Coolidge
Any intelligent fool can make things bigger and more complex. It takes a touch of genius and courage to move in the opposite direction. – Albert Einstein
Living in a way that reflects one’s values is not just about what you do, it is also about how you do things. – Deborah Day
Never doubt that a small group of committed people can change the world. Indeed it is the only thing that ever has. – Margaret Mead
Do it, do it now, do it right, and do it right now. – Author Unknown
He who has a why to live for can bear almost any how. – Friedrich Nietzsche
You don’t have to be great to start, but you have to start to be great. – Zig Ziglar
Footprints in the sands of time are not made by sitting down. – Author Unknown
Nothing would be done at all if a man waited till he could do it so well that no one could find fault with it. – Cardinal Newman
The only function of economic forecasting is to make astrology look respectable. – J. K Galbraith
Truly successful decision-making relies on a balance between deliberate and instinctive thinking. – Malcolm Gladwell
If we wait for the moment when everything, absolutely everything is ready, we shall never begin. – Ivan Turgenev
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